Side-by-side · Q2 2026 data
Port Richmond Savings vs Holy Trinity Baptist Federal Credit Union
Credit union
Holy Trinity Baptist Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Port Richmond Savings | Holy Trinity Baptist Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 68 | 100 (stronger) |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 30 | 100 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 66th | 94th |
| Total assets | $97.2M | $30K |
| Deposits / shares | $60.8M | $21K |
| Capital ratio | 22.56% | 30.33% (stronger) |
| Problem loans | 0.97% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.39% (stronger) | 1.17% |
| Loans ÷ deposits | 143.2% | 35.7% (stronger) |
| Uninsured deposits | 33.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Holy Trinity Baptist Federal Credit Union has the higher TellerScore (93 vs 80). On the 6 directional measures above (where higher or lower is clearly better), Port Richmond Savings leads on 1 and Holy Trinity Baptist Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.