TellerScore

Port Richmond Savings (FDIC certificate #27385) is based in Philadelphia, Pennsylvania. Its Q2 2026 call report shows $97.2M in total assets and $60.8M in deposits and 1 office.

Port Richmond Savings has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 66% of its 546 banks with under $100 million in assets. Among 110 banks headquartered in Pennsylvania, it ranks 19th. Capital cushion contributes the most (100/100, 22.56%); funding & liquidity contributes the least (30/100, 143% loans-to-deposits, 33% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 22.56%
Loan quality68/100
Noncurrent loans ÷ total loans: 0.97%
Earnings100/100
Return on assets (annualized): 2.39%
Funding & liquidity30/100
Loans ÷ deposits and uninsured-deposit share: 143.2% · 33.0% uninsured
Problem-loan coverage88/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 6.11%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (83 → 80), mostly because the loan quality component weakened by 7 points.

TellerScore
758289Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202484
Q4 202475
Q1 202584
Q2 202583
Q3 202583
Q4 202582
Q1 202689
Q2 202680
Tier 1 leverage ratio
5.00%13.78%22.56%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202420.64%
Q3 202421.80%
Q4 202420.36%
Q1 202520.54%
Q2 202521.94%
Q3 202522.31%
Q4 202521.07%
Q1 202622.20%
Q2 202622.56%
Noncurrent loans
0.02%0.50%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.68%
Q3 20240.69%
Q4 20240.69%
Q1 20250.72%
Q2 20250.74%
Q3 20250.74%
Q4 20250.03%
Q1 20260.02%
Q2 20260.97%
Return on assets
0.97%1.94%2.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.81%
Q3 20242.87%
Q4 20240.97%
Q1 20252.92%
Q2 20252.77%
Q3 20252.78%
Q4 20251.10%
Q1 20262.61%
Q2 20262.39%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$97.2M22.56%0.97%2.39%143.2%
Q1 202689$97.1M22.20%0.02%2.61%137.5%
Q4 202582$97.6M21.07%0.03%1.10%143.8%
Q3 202583$98.7M22.31%0.74%2.78%143.7%
Q2 202583$96.4M21.94%0.74%2.77%146.7%
Q1 202584$98.8M20.54%0.72%2.92%143.1%
Q4 202475$98.6M20.36%0.69%0.97%148.9%
Q3 202484$95.2M21.80%0.69%2.87%153.9%
Q2 202484$97.1M20.64%0.68%2.81%148.2%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.56%
89th
Total risk-based capital0.00%
27th
Problem loans0.97%
36th
Net charge-offs0.00%
58th
Return on assets2.39%
94th
Net interest margin4.60%
77th
Efficiency ratio44.2%
95th
Loans to deposits143.2%
1st
Uninsured deposits33.0%
9th
Loan-loss reserves1.17%
45th
Texas ratio6.1%
30th

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Armstrong County Building and Loan AssociationBank Ford City, PA66 out of 100, Moderate$95.1M12.5%1.09%vs
Milton Savings BankBank Milton, PA81 out of 100, Strong$90.6M16.9%0.06%vs
County Savings BankBank Essington, PA64 out of 100, Moderate$90.4M8.1%0.00%vs
Compass Savings BankBank Wilmerding, PA51 out of 100, Below average$53.5M7.3%0.13%vs
United Bank of PhiladelphiaBank Philadelphia, PA47 out of 100, Below average$48.4M16.6%11.33%vs
Second Federal Savings and Loan Association of PhiladelphiaBank Philadelphia, PA86 out of 100, Very strong$46.3M16.4%0.00%vs

Deposit insurance

Is my money safe at Port Richmond Savings?

Yes. Port Richmond Savings is an FDIC-insured institution (FDIC certificate #27385). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 33.0% of deposits ($20.0M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 22.56%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Port Richmond Savings lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Port Richmond Savings
Former names
Windthorst Warsaw Savings; Windthorst Warsaw Savings Association
Type
SI
FDIC certificate #
27385
RSSD ID
1225798
Primary regulator
FDIC
Established
January 1, 1919
Headquarters
2522 E Allegheny Ave, Philadelphia, PA 19134
Employees
8

Quick answers

Port Richmond Savings: common questions

Is Port Richmond Savings FDIC insured?

Yes. Port Richmond Savings is an FDIC-insured institution (FDIC certificate #27385). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Port Richmond Savings's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Port Richmond Savings ever failed?

There is no failure record for FDIC certificate #27385 in the FDIC failed bank list.

How many branches does Port Richmond Savings have?

1 office as of the latest FDIC data.

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