Side-by-side · Q2 2026 data
Port Terminal Federal Credit Union vs Alamo City Credit Union
Metric by metric
| Measure | Port Terminal Federal Credit Union | Alamo City Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 22 |
| Capital cushion | 100 (stronger) | 2 |
| Loan quality | 0 | 0 |
| Earnings | 42 (stronger) | 37 |
| Funding & liquidity | 66 | 83 (stronger) |
| Problem-loan coverage | 89 (stronger) | 14 |
| Peer percentile | 17th | 0th |
| Total assets | $9.1M | $8.8M |
| Deposits / shares | $5.9M | $8.3M |
| Capital ratio | 34.60% (stronger) | 5.16% |
| Problem loans | 3.13% | 3.04% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 0.56% (stronger) | 0.42% |
| Loans ÷ deposits | 94.2% | 76.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Port Terminal Federal Credit Union has the higher TellerScore (57 vs 22). On the 6 directional measures above (where higher or lower is clearly better), Port Terminal Federal Credit Union leads on 4 and Alamo City Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.