TellerScore

Alamo City Credit Union (NCUA charter #61267) is based in San Antonio, Texas. Its Q2 2026 call report shows $8.8M in total assets and $8.3M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Alamo City Credit Union scores 22/100, which we describe as low. That is higher than only 0% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 379th. Its strongest component is funding & liquidity (83/100; 77% loans-to-deposits, 0% uninsured), and its lowest is loan quality (0/100; 3.04%).

TellerScore · Q2 2026

Scorecard

Capital cushion2/100
Net worth ratio: 5.16%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.04%
Earnings37/100
Return on assets (annualized): 0.42%
Funding & liquidity83/100
Loans ÷ shares: 76.9% · 0.0% uninsured
Problem-loan coverage14/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 42.89%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (17 → 22), mostly because the earnings component improved by 37 points.

TellerScore
162839Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202439
Q3 202427
Q4 202429
Q1 202525
Q2 202517
Q3 202516
Q4 202520
Q1 202623
Q2 202622
Net worth ratio
4.44%8.02%11.59%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.59%
Q3 20249.99%
Q4 20249.12%
Q1 20258.60%
Q2 20256.65%
Q3 20256.16%
Q4 20254.44%
Q1 20264.61%
Q2 20265.16%
Delinquent loans (60+ days)
2.37%3.48%4.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20244.60%
Q3 20244.34%
Q4 20242.80%
Q1 20253.20%
Q2 20253.40%
Q3 20253.16%
Q4 20252.37%
Q1 20262.53%
Q2 20263.04%
Return on assets
-5.89%-2.72%0.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.44%
Q3 2024-2.01%
Q4 2024-2.88%
Q1 2025-2.05%
Q2 2025-5.89%
Q3 2025-4.83%
Q4 2025-5.65%
Q1 2026-0.00%
Q2 20260.42%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202622$8.8M5.16%3.04%0.42%76.9%
Q1 202623$9.4M4.61%2.53%-0.00%75.6%
Q4 202520$9.7M4.44%2.37%-5.65%78.2%
Q3 202516$10.1M6.16%3.16%-4.83%86.5%
Q2 202517$10.3M6.65%3.40%-5.89%89.4%
Q1 202525$10.8M8.60%3.20%-2.05%88.9%
Q4 202429$10.8M9.12%2.80%-2.88%94.6%
Q3 202427$11.3M9.99%4.34%-2.01%96.4%
Q2 202439$11.4M11.59%4.60%0.44%102.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio5.16%
1st
Problem loans3.04%
12th
Net charge-offs0.13%
55th
Return on assets0.42%
38th
Loans to deposits76.9%
24th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio42.9%
1st

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Jackson County Federal Credit UnionCredit union Edna, TX72 out of 100, Strong$9.0M9.7%0.00%vs
Tex Mex Credit UnionCredit union Laredo, TX60 out of 100, Moderate$8.4M23.9%2.49%vs
Port Terminal Federal Credit UnionCredit union Houston, TX57 out of 100, Moderate$9.1M34.6%3.13%vs
E M O T Federal Credit UnionCredit union Abilene, TX78 out of 100, Strong$9.2M39.7%1.72%vs
Local 20 Ibew Federal Credit UnionCredit union Grand Prairie, TX23 out of 100, Low$9.4M6.0%3.62%vs
Victoria Federal Credit UnionCredit union Victoria, TX81 out of 100, Strong$9.4M12.8%0.04%vs

Deposit insurance

Is my money safe at Alamo City Credit Union?

Yes. Alamo City Credit Union is a federally insured credit union (NCUA charter #61267). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 5.16%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Alamo City Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Alamo City Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61267
RSSD ID
409395
Primary regulator
State + NCUA
Established
1955
Headquarters
4801 NW Loop 410 Ste 100, San Antonio, TX 78229
Employees
4

Quick answers

Alamo City Credit Union: common questions

Is Alamo City Credit Union NCUA insured?

Yes. Alamo City Credit Union is a federally insured credit union (NCUA charter #61267). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Alamo City Credit Union's TellerScore?

22 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Alamo City Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near San Antonio

InstitutionScoreAssetsCapitalProblem loansCompare
Texas Associations of Professionals Federal Credit UnionCredit union San Antonio, TX93 out of 100, Very strong$29.6M15.7%0.08%vs
Schertz Bank & TrustBank Schertz, TX90 out of 100, Very strong$770.1M15.2%0.05%vs
H E B Federal Credit UnionCredit union San Antonio, TX86 out of 100, Very strong$218.2M18.3%0.19%vs
Synergy Federal Credit UnionCredit union San Antonio, TX86 out of 100, Very strong$334.2M15.8%0.29%vs
Falcon International BankBank Laredo, TX85 out of 100, Very strong$2.2B13.4%0.00%vs
Texas Community BankBank Laredo, TX84 out of 100, Strong$2.2B12.8%0.20%vs