Side-by-side · Q2 2026 data
Portage Community Bank vs Firstenergy Family Credit Union
Metric by metric
| Measure | Portage Community Bank | Firstenergy Family Credit Union |
|---|---|---|
| TellerScore | 74 | 93 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 91 (stronger) | 82 |
| Earnings | 62 | 95 (stronger) |
| Funding & liquidity | 79 | 91 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 57th | 94th |
| Total assets | $552.2M | $47.2M |
| Deposits / shares | $489.6M | $39.4M |
| Capital ratio | 10.83% | 16.47% (stronger) |
| Problem loans | 0.27% (stronger) | 0.53% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.06% | 1.88% (stronger) |
| Loans ÷ deposits | 81.2% | 69.4% (stronger) |
| Uninsured deposits | 8.5% | 3.2% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firstenergy Family Credit Union has the higher TellerScore (93 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Portage Community Bank leads on 2 and Firstenergy Family Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.