Side-by-side · Q2 2026 data
Portage Community Bank vs New Horizon Federal Credit Union
Metric by metric
| Measure | Portage Community Bank | New Horizon Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 82 (stronger) |
| Capital cushion | 58 | 82 (stronger) |
| Loan quality | 91 | 94 (stronger) |
| Earnings | 62 (stronger) | 60 |
| Funding & liquidity | 79 | 81 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 57th | 70th |
| Total assets | $552.2M | $44.9M |
| Deposits / shares | $489.6M | $38.6M |
| Capital ratio | 10.83% | 13.24% (stronger) |
| Problem loans | 0.27% | 0.17% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.67% |
| Return on assets | 1.06% (stronger) | 1.00% |
| Loans ÷ deposits | 81.2% | 79.7% (stronger) |
| Uninsured deposits | 8.5% | 4.2% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Horizon Federal Credit Union has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Portage Community Bank leads on 2 and New Horizon Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.