Side-by-side · Q2 2026 data
Post Office Employees Federal Credit Union vs First Pioneers Federal Credit Union
Credit union
Post Office Employees Federal Credit Union
Shreveport, Louisiana · Under $100 million in assets
Credit union
First Pioneers Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Post Office Employees Federal Credit Union | First Pioneers Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 64 (stronger) |
| Capital cushion | 68 (stronger) | 61 |
| Loan quality | 14 | 70 (stronger) |
| Earnings | 31 | 36 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 76 | 89 (stronger) |
| Peer percentile | 12th | 28th |
| Total assets | $60.4M | $60.9M |
| Deposits / shares | $53.4M | $55.0M |
| Capital ratio | 11.75% (stronger) | 11.05% |
| Problem loans | 2.59% | 0.89% (stronger) |
| Net charge-offs | 0.47% (stronger) | 0.67% |
| Return on assets | 0.28% | 0.40% (stronger) |
| Loans ÷ deposits | 55.8% (stronger) | 78.7% |
| Uninsured deposits | 4.0% (stronger) | 5.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Pioneers Federal Credit Union has the higher TellerScore (64 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Post Office Employees Federal Credit Union leads on 4 and First Pioneers Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.