TellerScore

Headquartered in Shreveport, Louisiana, Post Office Employees Federal Credit Union is a federal credit union with $60.4M in total assets and $53.4M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1934.

Based on its Q2 2026 filing, Post Office Employees Federal Credit Union scores 53/100, which we describe as below average. That is higher than only 12% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 115th. Its strongest component is funding & liquidity (100/100; 56% loans-to-deposits, 4% uninsured), and its lowest is loan quality (14/100; 2.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion68/100
Net worth ratio: 11.75%
Loan quality14/100
Loans 60+ days delinquent ÷ total loans: 2.59%
Earnings31/100
Return on assets (annualized): 0.28%
Funding & liquidity100/100
Loans ÷ shares: 55.8% · 4.0% uninsured
Problem-loan coverage76/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 12.01%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (54 → 53).

TellerScore
495560Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202460
Q4 202449
Q1 202556
Q2 202554
Q3 202552
Q4 202551
Q1 202651
Q2 202653
Net worth ratio
7.00%9.63%12.27%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.11%
Q3 202411.29%
Q4 202411.27%
Q1 202511.92%
Q2 202512.27%
Q3 202512.02%
Q4 202512.17%
Q1 202611.63%
Q2 202611.75%
Delinquent loans (60+ days)
1.99%2.63%3.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.14%
Q3 20241.99%
Q4 20243.28%
Q1 20252.40%
Q2 20252.86%
Q3 20252.62%
Q4 20252.53%
Q1 20262.06%
Q2 20262.59%
Return on assets
-0.44%0.23%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.74%
Q3 20240.90%
Q4 20240.81%
Q1 20250.48%
Q2 20250.54%
Q3 20250.13%
Q4 2025-0.19%
Q1 2026-0.44%
Q2 20260.28%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$60.4M11.75%2.59%0.28%55.8%
Q1 202651$59.8M11.63%2.06%-0.44%53.6%
Q4 202551$57.7M12.17%2.53%-0.19%54.8%
Q3 202552$60.1M12.02%2.62%0.13%53.6%
Q2 202554$59.7M12.27%2.86%0.54%53.9%
Q1 202556$60.8M11.92%2.40%0.48%50.7%
Q4 202449$35.8M11.27%3.28%0.81%70.7%
Q3 202460$36.1M11.29%1.99%0.90%67.1%
Q2 202458$35.7M11.11%2.14%0.74%65.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.75%
30th
Problem loans2.59%
15th
Net charge-offs0.47%
29th
Return on assets0.28%
30th
Loans to deposits55.8%
54th
Uninsured deposits4.0%
28th
Loan-loss reserves0.00%
37th
Texas ratio12.0%
10th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
First Street Federal Credit UnionCredit union Deridder, LA93 out of 100, Very strong$60.6M16.3%0.20%vs
First Pioneers Federal Credit UnionCredit union Lafayette, LA64 out of 100, Moderate$60.9M11.1%0.89%vs
University of Louisiana Federal Credit UnionCredit union Lafayette, LA62 out of 100, Moderate$61.5M11.4%0.99%vs
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs
Calcasieu Teachers and Employees Credit UnionCredit union Lake Charles, LA86 out of 100, Very strong$62.9M16.3%0.13%vs
Post Office Employees' Credit UnionCredit union Metairie, LA78 out of 100, Strong$54.7M12.4%0.18%vs

Deposit insurance

Is my money safe at Post Office Employees Federal Credit Union?

Yes. Post Office Employees Federal Credit Union is a federally insured credit union (NCUA charter #24712). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.0% of shares and deposits ($2.1M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.75%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Post Office Employees Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Post Office Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
24712
RSSD ID
237598
Primary regulator
NCUA
Established
1934
Headquarters
P. O. Box 3871, Shreveport, LA 71133
Employees
18

Quick answers

Post Office Employees Federal Credit Union: common questions

Is Post Office Employees Federal Credit Union NCUA insured?

Yes. Post Office Employees Federal Credit Union is a federally insured credit union (NCUA charter #24712). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Post Office Employees Federal Credit Union's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Post Office Employees Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Shreveport

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Willis Knighton Federal Credit UnionCredit union Shreveport, LA85 out of 100, Very strong$46.1M18.5%0.32%vs
Shreveport Police Federal Credit UnionCredit union Shreveport, LA85 out of 100, Very strong$8.7M17.2%0.68%vs
Avenue Baptist Brotherhood Federal Credit UnionCredit union Shreveport, LA84 out of 100, Strong$601K24.6%0.00%vs
Red River BankBank Alexandria, LA82 out of 100, Strong$3.3B12.5%0.11%vs
City Bank & Trust Co.Bank Natchitoches, LA82 out of 100, Strong$382.0M11.4%0.00%vs