Side-by-side · Q2 2026 data
Postal Employees Credit Union vs New Jersey Law and Public Safety Credit Union
Credit union
New Jersey Law and Public Safety Credit Union
Trenton, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Postal Employees Credit Union | New Jersey Law and Public Safety Credit Union |
|---|---|---|
| TellerScore | 72 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 71 | 90 (stronger) |
| Earnings | 0 | 90 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 44th | 94th |
| Total assets | $35.7M | $63.9M |
| Deposits / shares | $29.5M | $51.2M |
| Capital ratio | 15.32% | 19.65% (stronger) |
| Problem loans | 0.87% | 0.31% (stronger) |
| Net charge-offs | 0.27% | 0.22% (stronger) |
| Return on assets | -3.05% | 1.74% (stronger) |
| Loans ÷ deposits | 37.0% (stronger) | 76.9% |
| Uninsured deposits | 0.5% (stronger) | 3.4% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
New Jersey Law and Public Safety Credit Union has the higher TellerScore (93 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Postal Employees Credit Union leads on 2 and New Jersey Law and Public Safety Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.