Headquartered in Yardville, New Jersey, Postal Employees Credit Union is a federally insured state-chartered credit union with $35.7M in total assets and $29.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1928.
Based on its Q2 2026 filing, Postal Employees Credit Union scores 72/100, which we describe as strong. That is higher than only 44% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 48th. Its strongest component is capital cushion (100/100; 15.32%), and its lowest is earnings (0/100; -3.05%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (76 → 72), mostly because the earnings component weakened by 35 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 63 |
| Q4 2024 | 57 |
| Q1 2025 | 61 |
| Q2 2025 | 76 |
| Q3 2025 | 72 |
| Q4 2025 | 55 |
| Q1 2026 | 73 |
| Q2 2026 | 72 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.95% |
| Q3 2024 | 15.82% |
| Q4 2024 | 16.03% |
| Q1 2025 | 16.21% |
| Q2 2025 | 16.51% |
| Q3 2025 | 18.11% |
| Q4 2025 | 13.36% |
| Q1 2026 | 15.91% |
| Q2 2026 | 15.32% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.44% |
| Q3 2024 | 2.27% |
| Q4 2024 | 2.65% |
| Q1 2025 | 2.77% |
| Q2 2025 | 1.23% |
| Q3 2025 | 2.07% |
| Q4 2025 | 3.23% |
| Q1 2026 | 0.74% |
| Q2 2026 | 0.87% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.45% |
| Q3 2024 | -0.20% |
| Q4 2024 | -2.90% |
| Q1 2025 | 0.15% |
| Q2 2025 | 0.38% |
| Q3 2025 | 0.73% |
| Q4 2025 | 0.29% |
| Q1 2026 | -1.76% |
| Q2 2026 | -3.05% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $35.7M | 15.32% | 0.87% | -3.05% | 37.0% |
| Q1 2026 | 73 | $36.7M | 15.91% | 0.74% | -1.76% | 39.0% |
| Q4 2025 | 55 | $45.0M | 13.36% | 3.23% | 0.29% | 37.0% |
| Q3 2025 | 72 | $33.3M | 18.11% | 2.07% | 0.73% | 36.2% |
| Q2 2025 | 76 | $36.2M | 16.51% | 1.23% | 0.38% | 34.6% |
| Q1 2025 | 61 | $36.5M | 16.21% | 2.77% | 0.15% | 33.8% |
| Q4 2024 | 57 | $36.9M | 16.03% | 2.65% | -2.90% | 34.3% |
| Q3 2024 | 63 | $37.8M | 15.82% | 2.27% | -0.20% | 36.3% |
| Q2 2024 | 68 | $37.3M | 15.95% | 1.44% | -0.45% | 37.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Garden State Federal Credit UnionCredit union Moorestown, NJ | 54 out of 100, Below average | $37.5M | 11.4% | 2.33% | vs |
| Lakehurst Naval Federal Credit UnionCredit union Joint Base MDL, NJ | 61 out of 100, Moderate | $37.9M | 12.5% | 3.50% | vs |
| N.J.T. Employees Federal Credit UnionCredit union Waldwick, NJ | 66 out of 100, Moderate | $39.5M | 11.2% | 0.87% | vs |
| Public Service Federal Credit UnionCredit union Middlesex, NJ | 84 out of 100, Strong | $40.4M | 15.9% | 1.24% | vs |
| Community Financial Services Federal Credit UnionCredit union Roselle, NJ | 46 out of 100, Below average | $30.6M | 13.4% | 2.88% | vs |
| Manville Area Federal Credit UnionCredit union Manville, NJ | 77 out of 100, Strong | $29.8M | 11.9% | 0.00% | vs |
Deposit insurance
Is my money safe at Postal Employees Credit Union?
Yes. Postal Employees Credit Union is a federally insured credit union (NCUA charter #64882). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.5% of shares and deposits ($158K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.32%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Postal Employees Credit Union lists 1 office in 1 city. Most locations:
- Trenton, NJ (1)
Identity & history
Profile
- Legal name
- Postal Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 64882
- RSSD ID
- 1006894
- Primary regulator
- State + NCUA
- Established
- 1928
- Headquarters
- 4248 S Broad St, Yardville, NJ 08620
- Employees
- 8
Quick answers
Postal Employees Credit Union: common questions
Is Postal Employees Credit Union NCUA insured?
Yes. Postal Employees Credit Union is a federally insured credit union (NCUA charter #64882). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Postal Employees Credit Union's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Postal Employees Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Yardville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA | 100 out of 100, Very strong | $4.1M | 15.4% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH | 95 out of 100, Very strong | $45.5M | 17.8% | 0.34% | vs |
| New Jersey Law and Public Safety Credit UnionCredit union Trenton, NJ | 93 out of 100, Very strong | $63.9M | 19.6% | 0.31% | vs |
| Central Jersey Police & Fire Federal Credit UnionCredit union Hamilton, NJ | 91 out of 100, Very strong | $52.3M | 14.4% | 0.48% | vs |
| Public Service E.D. Trenton Federal Credit UnionCredit union Mercerville, NJ | 89 out of 100, Very strong | $2.6M | 49.9% | 0.00% | vs |