Side-by-side · Q2 2026 data
Postal Family Credit Union, Inc. vs Ih Credit Union, Inc.
Metric by metric
| Measure | Postal Family Credit Union, Inc. | Ih Credit Union, Inc. |
|---|---|---|
| TellerScore | 79 (stronger) | 74 |
| Capital cushion | 100 | 100 |
| Loan quality | 52 (stronger) | 43 |
| Earnings | 61 (stronger) | 57 |
| Funding & liquidity | 95 (stronger) | 85 |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 62nd | 63rd |
| Total assets | $66.2M | $362.7M |
| Deposits / shares | $53.7M | $274.1M |
| Capital ratio | 18.10% (stronger) | 16.04% |
| Problem loans | 1.44% (stronger) | 1.70% |
| Net charge-offs | 0.04% (stronger) | 1.06% |
| Return on assets | 1.02% (stronger) | 0.91% |
| Loans ÷ deposits | 65.4% (stronger) | 75.6% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Postal Family Credit Union, Inc. has the higher TellerScore (79 vs 74). On the 6 directional measures above (where higher or lower is clearly better), Postal Family Credit Union, Inc. leads on 6 and Ih Credit Union, Inc. on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.