Side-by-side · Q2 2026 data
Power Co-Op Employees Credit Union vs Citizens Community Credit Union
Metric by metric
| Measure | Power Co-Op Employees Credit Union | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 66 | 88 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 24 | 76 (stronger) |
| Earnings | 70 | 87 (stronger) |
| Funding & liquidity | 83 (stronger) | 79 |
| Problem-loan coverage | 78 | 95 (stronger) |
| Peer percentile | 32nd | 92nd |
| Total assets | $85.6M | $253.6M |
| Deposits / shares | $73.0M | $201.9M |
| Capital ratio | 13.67% | 19.14% (stronger) |
| Problem loans | 2.29% | 0.73% (stronger) |
| Net charge-offs | 0.54% (stronger) | 0.76% |
| Return on assets | 1.25% | 1.69% (stronger) |
| Loans ÷ deposits | 76.8% (stronger) | 81.1% |
| Uninsured deposits | 6.2% | 5.0% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Community Credit Union has the higher TellerScore (88 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Power Co-Op Employees Credit Union leads on 2 and Citizens Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.