Side-by-side · Q2 2026 data
Power Co-Op Employees Credit Union vs First Class Community Credit Union
Credit union
First Class Community Credit Union
West Des Moines, Iowa · Under $100 million in assets
Metric by metric
| Measure | Power Co-Op Employees Credit Union | First Class Community Credit Union |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 87 (stronger) | 58 |
| Loan quality | 24 | 88 (stronger) |
| Earnings | 70 (stronger) | 69 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 78 | 97 (stronger) |
| Peer percentile | 32nd | 59th |
| Total assets | $85.6M | $95.8M |
| Deposits / shares | $73.0M | $85.7M |
| Capital ratio | 13.67% (stronger) | 10.79% |
| Problem loans | 2.29% | 0.37% (stronger) |
| Net charge-offs | 0.54% | 0.29% (stronger) |
| Return on assets | 1.25% (stronger) | 1.22% |
| Loans ÷ deposits | 76.8% | 42.2% (stronger) |
| Uninsured deposits | 6.2% | 2.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 35.3% |
First Class Community Credit Union has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Power Co-Op Employees Credit Union leads on 2 and First Class Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.