Side-by-side · Q2 2026 data
Power Financial Credit Union vs Gulf Winds Credit Union
Metric by metric
| Measure | Power Financial Credit Union | Gulf Winds Credit Union |
|---|---|---|
| TellerScore | 55 | 69 (stronger) |
| Capital cushion | 90 (stronger) | 49 |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 52 | 56 (stronger) |
| Funding & liquidity | 76 | 81 (stronger) |
| Problem-loan coverage | 65 | 92 (stronger) |
| Peer percentile | 13th | 54th |
| Total assets | $1.0B | $1.4B |
| Deposits / shares | $852.5M | $1.2B |
| Capital ratio | 14.03% (stronger) | 9.90% |
| Problem loans | 3.35% | 0.44% (stronger) |
| Net charge-offs | 0.38% (stronger) | 0.88% |
| Return on assets | 0.81% | 0.91% (stronger) |
| Loans ÷ deposits | 84.7% | 79.6% (stronger) |
| Uninsured deposits | 7.3% | 4.5% (stronger) |
| Offices | 7 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.1% |
Gulf Winds Credit Union has the higher TellerScore (69 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Power Financial Credit Union leads on 2 and Gulf Winds Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.