Side-by-side · Q2 2026 data
Preferred Bank vs County Bank
Metric by metric
| Measure | Preferred Bank | County Bank |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 26 | 33 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 93 (stronger) | 74 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 40th | 64th |
| Total assets | $134.5M | $133.7M |
| Deposits / shares | $126.2M | $120.6M |
| Capital ratio | 7.56% | 8.29% (stronger) |
| Problem loans | 0.18% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.24% | 2.06% (stronger) |
| Loans ÷ deposits | 49.1% (stronger) | 86.7% |
| Uninsured deposits | 21.6% | 10.3% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.6% | — |
County Bank has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Preferred Bank leads on 1 and County Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.