Side-by-side · Q2 2026 data
Preferred Bank vs Verimore Bank
Metric by metric
| Measure | Preferred Bank | Verimore Bank |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 26 | 56 (stronger) |
| Loan quality | 94 (stronger) | 91 |
| Earnings | 70 | 97 (stronger) |
| Funding & liquidity | 93 (stronger) | 51 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 40th | 64th |
| Total assets | $134.5M | $639.1M |
| Deposits / shares | $126.2M | $549.5M |
| Capital ratio | 7.56% | 10.62% (stronger) |
| Problem loans | 0.18% (stronger) | 0.26% |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.24% | 1.92% (stronger) |
| Loans ÷ deposits | 49.1% (stronger) | 93.6% |
| Uninsured deposits | 21.6% (stronger) | 29.6% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.6% | 9.9% |
Verimore Bank has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Preferred Bank leads on 3 and Verimore Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Brookfield, MO