Side-by-side · Q2 2026 data
Premier Bank vs First Resource Bank
Metric by metric
| Measure | Premier Bank | First Resource Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 66 |
| Capital cushion | 52 (stronger) | 33 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 98 (stronger) | 56 |
| Funding & liquidity | 39 | 73 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 80th | 40th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.0B | $893.3M |
| Capital ratio | 10.24% (stronger) | 8.34% |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | -0.02% (stronger) | 0.64% |
| Return on assets | 1.95% (stronger) | 0.90% |
| Loans ÷ deposits | 84.1% (stronger) | 87.5% |
| Uninsured deposits | 48.8% | 15.1% (stronger) |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 1.4% |
Premier Bank has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Premier Bank leads on 6 and First Resource Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.