Side-by-side · Q2 2026 data
Premier Bank vs MidCountry Bank
Metric by metric
| Measure | Premier Bank | MidCountry Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 72 |
| Capital cushion | 52 | 80 (stronger) |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 98 (stronger) | 61 |
| Funding & liquidity | 39 | 61 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 80th | 66th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.0B | $835.8M |
| Capital ratio | 10.24% | 13.00% (stronger) |
| Problem loans | 0.00% (stronger) | 0.90% |
| Net charge-offs | -0.02% (stronger) | 0.03% |
| Return on assets | 1.95% (stronger) | 1.03% |
| Loans ÷ deposits | 84.1% (stronger) | 86.6% |
| Uninsured deposits | 48.8% | 26.4% (stronger) |
| Offices | 8 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Premier Bank has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Premier Bank leads on 5 and MidCountry Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.