Side-by-side · Q2 2026 data
Premier Bank vs North American Banking Company
Metric by metric
| Measure | Premier Bank | North American Banking Company |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 52 (stronger) | 39 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 39 | 39 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 80th | 49th |
| Total assets | $1.2B | $1.5B |
| Deposits / shares | $1.0B | $1.1B |
| Capital ratio | 10.24% (stronger) | 8.91% |
| Problem loans | 0.00% (stronger) | 0.51% |
| Net charge-offs | -0.02% (stronger) | 0.02% |
| Return on assets | 1.95% | 2.13% (stronger) |
| Loans ÷ deposits | 84.1% | 71.3% (stronger) |
| Uninsured deposits | 48.8% (stronger) | 81.2% |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Premier Bank has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Premier Bank leads on 5 and North American Banking Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.