Side-by-side · Q2 2026 data
Premier Bank Minnesota vs First Alliance Credit Union
Metric by metric
| Measure | Premier Bank Minnesota | First Alliance Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 67 |
| Capital cushion | 50 (stronger) | 49 |
| Loan quality | 99 (stronger) | 60 |
| Earnings | 97 (stronger) | 91 |
| Funding & liquidity | 55 | 73 (stronger) |
| Problem-loan coverage | 99 (stronger) | 82 |
| Peer percentile | 68th | 41st |
| Total assets | $691.5M | $358.5M |
| Deposits / shares | $620.1M | $296.0M |
| Capital ratio | 10.02% (stronger) | 9.95% |
| Problem loans | 0.04% (stronger) | 1.19% |
| Net charge-offs | -0.01% (stronger) | 0.53% |
| Return on assets | 1.93% (stronger) | 1.77% |
| Loans ÷ deposits | 86.9% (stronger) | 87.3% |
| Uninsured deposits | 31.6% | 4.5% (stronger) |
| Offices | 12 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.9% | 43.6% |
Premier Bank Minnesota has the higher TellerScore (77 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Premier Bank Minnesota leads on 6 and First Alliance Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.