Side-by-side · Q2 2026 data
Premier Community Bank vs Fox Communities Credit Union
Metric by metric
| Measure | Premier Community Bank | Fox Communities Credit Union |
|---|---|---|
| TellerScore | 57 | 73 (stronger) |
| Capital cushion | 35 | 59 (stronger) |
| Loan quality | 72 | 90 (stronger) |
| Earnings | 43 | 73 (stronger) |
| Funding & liquidity | 74 (stronger) | 58 |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 14th | 70th |
| Total assets | $552.1M | $3.4B |
| Deposits / shares | $486.6M | $2.7B |
| Capital ratio | 8.54% | 10.92% (stronger) |
| Problem loans | 0.85% | 0.29% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.15% |
| Return on assets | 0.57% | 1.31% (stronger) |
| Loans ÷ deposits | 80.2% (stronger) | 102.2% |
| Uninsured deposits | 20.6% | 7.9% (stronger) |
| Offices | 10 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 4.0% |
Fox Communities Credit Union has the higher TellerScore (73 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Premier Community Bank leads on 2 and Fox Communities Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.