Side-by-side · Q2 2026 data
Premier Financial Credit Union vs Oakdale Credit Union
Metric by metric
| Measure | Premier Financial Credit Union | Oakdale Credit Union |
|---|---|---|
| TellerScore | 78 | 95 (stronger) |
| Capital cushion | 86 (stronger) | 84 |
| Loan quality | 68 | 100 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 89 | 99 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 74th | 98th |
| Total assets | $132.4M | $132.4M |
| Deposits / shares | $112.8M | $112.8M |
| Capital ratio | 13.55% (stronger) | 13.35% |
| Problem loans | 0.95% | 0.00% (stronger) |
| Net charge-offs | 0.06% | -0.00% (stronger) |
| Return on assets | 1.09% | 2.29% (stronger) |
| Loans ÷ deposits | 71.1% | 61.7% (stronger) |
| Uninsured deposits | 1.7% (stronger) | 8.2% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
Oakdale Credit Union has the higher TellerScore (95 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Premier Financial Credit Union leads on 2 and Oakdale Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.