Side-by-side · Q2 2026 data
Prescott Federal Credit Union vs Alhambra Credit Union
Credit union
Prescott Federal Credit Union
Prescott, Arizona · Under $100 million in assets
Metric by metric
| Measure | Prescott Federal Credit Union | Alhambra Credit Union |
|---|---|---|
| TellerScore | 49 | 58 (stronger) |
| Capital cushion | 11 | 42 (stronger) |
| Loan quality | 85 (stronger) | 71 |
| Earnings | 0 | 25 (stronger) |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 8th | 19th |
| Total assets | $11.1M | $33.8M |
| Deposits / shares | $10.4M | $30.6M |
| Capital ratio | 6.06% | 9.20% (stronger) |
| Problem loans | 0.46% (stronger) | 0.86% |
| Net charge-offs | 1.43% | 0.53% (stronger) |
| Return on assets | -1.87% | 0.13% (stronger) |
| Loans ÷ deposits | 43.0% (stronger) | 71.6% |
| Uninsured deposits | 0.0% (stronger) | 5.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alhambra Credit Union has the higher TellerScore (58 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Prescott Federal Credit Union leads on 3 and Alhambra Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.