Side-by-side · Q2 2026 data
Prescott Federal Credit Union vs Rim Country Federal Credit Union
Credit union
Prescott Federal Credit Union
Prescott, Arizona · Under $100 million in assets
Metric by metric
| Measure | Prescott Federal Credit Union | Rim Country Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 70 (stronger) |
| Capital cushion | 11 | 79 (stronger) |
| Loan quality | 85 (stronger) | 56 |
| Earnings | 0 | 46 (stronger) |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 8th | 40th |
| Total assets | $11.1M | $24.6M |
| Deposits / shares | $10.4M | $21.4M |
| Capital ratio | 6.06% | 12.87% (stronger) |
| Problem loans | 0.46% (stronger) | 1.33% |
| Net charge-offs | 1.43% | 0.02% (stronger) |
| Return on assets | -1.87% | 0.65% (stronger) |
| Loans ÷ deposits | 43.0% (stronger) | 64.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rim Country Federal Credit Union has the higher TellerScore (70 vs 49). On the 6 directional measures above (where higher or lower is clearly better), Prescott Federal Credit Union leads on 2 and Rim Country Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.