Side-by-side · Q2 2026 data
Presidents Federal Credit Union vs Wes Credit Union
Metric by metric
| Measure | Presidents Federal Credit Union | Wes Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 62 |
| Capital cushion | 87 (stronger) | 52 |
| Loan quality | 76 (stronger) | 37 |
| Earnings | 53 | 63 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 65th | 24th |
| Total assets | $15.1M | $14.3M |
| Deposits / shares | $12.9M | $12.8M |
| Capital ratio | 13.74% (stronger) | 10.20% |
| Problem loans | 0.71% (stronger) | 1.89% |
| Net charge-offs | -0.09% (stronger) | 0.23% |
| Return on assets | 0.81% | 1.09% (stronger) |
| Loans ÷ deposits | 39.9% | 24.4% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Presidents Federal Credit Union has the higher TellerScore (80 vs 62). On the 6 directional measures above (where higher or lower is clearly better), Presidents Federal Credit Union leads on 4 and Wes Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.