Wes Credit Union is a federally insured state-chartered credit union headquartered in Willoughby, Ohio, in business for about 72 years. At the end of Q2 2026 it reported $14.3M in total assets and $12.8M in member shares and deposits, with 1 office.
Wes Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 141st. Funding & liquidity contributes the most (100/100, 24% loans-to-deposits, 0% uninsured); loan quality contributes the least (37/100, 1.89%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (64 → 62), mostly because the loan quality component weakened by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 69 |
| Q4 2024 | 63 |
| Q1 2025 | 63 |
| Q2 2025 | 64 |
| Q3 2025 | 63 |
| Q4 2025 | 65 |
| Q1 2026 | 63 |
| Q2 2026 | 62 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.33% |
| Q3 2024 | 9.65% |
| Q4 2024 | 9.08% |
| Q1 2025 | 9.33% |
| Q2 2025 | 9.64% |
| Q3 2025 | 9.88% |
| Q4 2025 | 9.96% |
| Q1 2026 | 9.80% |
| Q2 2026 | 10.20% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.39% |
| Q3 2024 | 0.21% |
| Q4 2024 | 0.82% |
| Q1 2025 | 0.99% |
| Q2 2025 | 1.10% |
| Q3 2025 | 1.30% |
| Q4 2025 | 1.14% |
| Q1 2026 | 1.44% |
| Q2 2026 | 1.89% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.25% |
| Q3 2024 | 0.39% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.65% |
| Q2 2025 | 0.77% |
| Q3 2025 | 0.73% |
| Q4 2025 | 0.79% |
| Q1 2026 | 0.93% |
| Q2 2026 | 1.09% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $14.3M | 10.20% | 1.89% | 1.09% | 24.4% |
| Q1 2026 | 63 | $14.4M | 9.80% | 1.44% | 0.93% | 24.5% |
| Q4 2025 | 65 | $13.9M | 9.96% | 1.14% | 0.79% | 27.0% |
| Q3 2025 | 63 | $13.7M | 9.88% | 1.30% | 0.73% | 28.0% |
| Q2 2025 | 64 | $13.8M | 9.64% | 1.10% | 0.77% | 27.4% |
| Q1 2025 | 63 | $13.9M | 9.33% | 0.99% | 0.65% | 26.2% |
| Q4 2024 | 63 | $14.1M | 9.08% | 0.82% | 0.43% | 26.9% |
| Q3 2024 | 69 | $13.0M | 9.65% | 0.21% | 0.39% | 31.4% |
| Q2 2024 | 65 | $13.2M | 9.33% | 0.39% | 0.25% | 31.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Faith Community United Credit UnionCredit union Cleveland, OH | 58 out of 100, Moderate | $14.2M | 28.3% | 4.92% | vs |
| Fasson Employees Federal Credit UnionCredit union Painesville, OH | 87 out of 100, Very strong | $14.1M | 20.6% | 0.42% | vs |
| Scott Associates Credit UnionCredit union Marysville, OH | 61 out of 100, Moderate | $15.1M | 11.6% | 1.18% | vs |
| Presidents Federal Credit UnionCredit union Cleves, OH | 80 out of 100, Strong | $15.1M | 13.7% | 0.71% | vs |
| Acme Federal Credit UnionCredit union Eastlake, OH | 88 out of 100, Very strong | $15.2M | 18.9% | 0.18% | vs |
| The Way Credit UnionCredit union New Knoxville, OH | 59 out of 100, Moderate | $15.4M | 9.0% | — | vs |
Deposit insurance
Is my money safe at Wes Credit Union?
Yes. Wes Credit Union is a federally insured credit union (NCUA charter #61233). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.20%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Wes Credit Union lists 1 office in 1 city. Most locations:
- Willoughby, OH (1)
Identity & history
Profile
- Legal name
- Wes Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61233
- RSSD ID
- 158291
- Primary regulator
- State + NCUA
- Established
- 1954
- Headquarters
- 38024 2nd St, Willoughby, OH 44094
- Employees
- 4
Quick answers
Wes Credit Union: common questions
Is Wes Credit Union NCUA insured?
Yes. Wes Credit Union is a federally insured credit union (NCUA charter #61233). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Wes Credit Union's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Wes Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Willoughby
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wiremen'S Credit UnionCredit union Parma, OH | 92 out of 100, Very strong | $40.6M | 17.0% | 0.11% | vs |
| Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH | 90 out of 100, Very strong | $9.6M | 19.8% | 0.04% | vs |
| Acme Federal Credit UnionCredit union Eastlake, OH | 88 out of 100, Very strong | $15.2M | 18.9% | 0.18% | vs |
| Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH | 88 out of 100, Very strong | $113.7M | 17.3% | 0.01% | vs |
| Fasson Employees Federal Credit UnionCredit union Painesville, OH | 87 out of 100, Very strong | $14.1M | 20.6% | 0.42% | vs |
| Harvest Federal Credit UnionCredit union Heath, OH | 84 out of 100, Strong | $43.9M | 12.8% | 0.30% | vs |