Presidents Federal Credit Union (NCUA charter #24530) is based in Cleves, Ohio. Its Q2 2026 call report shows $15.1M in total assets and $12.9M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Presidents Federal Credit Union scores 80/100, which we describe as strong. That is higher than 65% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 53rd. Its strongest component is funding & liquidity (100/100; 40% loans-to-deposits, 0% uninsured), and its lowest is earnings (53/100; 0.81%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (82 → 80), mostly because the earnings component weakened by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 90 |
| Q4 2024 | 81 |
| Q1 2025 | 84 |
| Q2 2025 | 82 |
| Q3 2025 | 88 |
| Q4 2025 | 85 |
| Q1 2026 | 81 |
| Q2 2026 | 80 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.20% |
| Q3 2024 | 12.47% |
| Q4 2024 | 12.88% |
| Q1 2025 | 13.13% |
| Q2 2025 | 13.49% |
| Q3 2025 | 14.11% |
| Q4 2025 | 14.55% |
| Q1 2026 | 14.01% |
| Q2 2026 | 13.74% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.63% |
| Q3 2024 | 0.17% |
| Q4 2024 | 1.28% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.80% |
| Q3 2025 | 0.28% |
| Q4 2025 | 0.80% |
| Q1 2026 | 0.39% |
| Q2 2026 | 0.71% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.78% |
| Q3 2024 | 1.92% |
| Q4 2024 | 1.83% |
| Q1 2025 | 1.22% |
| Q2 2025 | 1.19% |
| Q3 2025 | 1.10% |
| Q4 2025 | 1.15% |
| Q1 2026 | 0.41% |
| Q2 2026 | 0.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $15.1M | 13.74% | 0.71% | 0.81% | 39.9% |
| Q1 2026 | 81 | $14.8M | 14.01% | 0.39% | 0.41% | 41.8% |
| Q4 2025 | 85 | $14.1M | 14.55% | 0.80% | 1.15% | 43.1% |
| Q3 2025 | 88 | $14.3M | 14.11% | 0.28% | 1.10% | 38.5% |
| Q2 2025 | 82 | $14.7M | 13.49% | 0.80% | 1.19% | 38.6% |
| Q1 2025 | 84 | $15.1M | 13.13% | 0.51% | 1.22% | 38.2% |
| Q4 2024 | 81 | $15.0M | 12.88% | 1.28% | 1.83% | 40.1% |
| Q3 2024 | 90 | $15.1M | 12.47% | 0.17% | 1.92% | 39.4% |
| Q2 2024 | 72 | $16.1M | 11.20% | 1.63% | 1.78% | 39.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Scott Associates Credit UnionCredit union Marysville, OH | 61 out of 100, Moderate | $15.1M | 11.6% | 1.18% | vs |
| Acme Federal Credit UnionCredit union Eastlake, OH | 88 out of 100, Very strong | $15.2M | 18.9% | 0.18% | vs |
| The Way Credit UnionCredit union New Knoxville, OH | 59 out of 100, Moderate | $15.4M | 9.0% | — | vs |
| Wes Credit UnionCredit union Willoughby, OH | 62 out of 100, Moderate | $14.3M | 10.2% | 1.89% | vs |
| Faith Community United Credit UnionCredit union Cleveland, OH | 58 out of 100, Moderate | $14.2M | 28.3% | 4.92% | vs |
| Northwestern Federal Credit UnionCredit union Bryan, OH | 64 out of 100, Moderate | $16.1M | 9.0% | 0.35% | vs |
Deposit insurance
Is my money safe at Presidents Federal Credit Union?
Yes. Presidents Federal Credit Union is a federally insured credit union (NCUA charter #24530). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.74%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Presidents Federal Credit Union lists 1 office in 1 city. Most locations:
- Cleves, OH (1)
Identity & history
Profile
- Legal name
- Presidents Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24530
- RSSD ID
- 19691
- Primary regulator
- NCUA
- Established
- 1994
- Headquarters
- 4135 State Route 128, Cleves, OH 45002
- Employees
- 5
Quick answers
Presidents Federal Credit Union: common questions
Is Presidents Federal Credit Union NCUA insured?
Yes. Presidents Federal Credit Union is a federally insured credit union (NCUA charter #24530). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Presidents Federal Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Presidents Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Cleves
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH | 92 out of 100, Very strong | $30.8M | 18.2% | 0.82% | vs |
| Children'S Medical Center Federal Credit UnionCredit union Cincinnati, OH | 91 out of 100, Very strong | $46.8M | 20.3% | 0.52% | vs |
| Northern Kentucky Federal Credit UnionCredit union Highland Height, KY | 91 out of 100, Very strong | $43.1M | 14.0% | 0.29% | vs |
| St. James Parish Credit UnionCredit union Cincinnati, OH | 90 out of 100, Very strong | $5.9M | 21.8% | 0.00% | vs |
| Deca Credit UnionCredit union Cincinnati, OH | 90 out of 100, Very strong | $7.6M | 18.9% | 0.45% | vs |