Side-by-side · Q2 2026 data
Prestige Community Credit Union vs Members Credit Union
Metric by metric
| Measure | Prestige Community Credit Union | Members Credit Union |
|---|---|---|
| TellerScore | 58 | 74 (stronger) |
| Capital cushion | 39 | 63 (stronger) |
| Loan quality | 73 | 77 (stronger) |
| Earnings | 42 | 58 (stronger) |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 86 | 94 (stronger) |
| Peer percentile | 16th | 63rd |
| Total assets | $118.8M | $117.5M |
| Deposits / shares | $106.5M | $105.9M |
| Capital ratio | 8.90% | 11.27% (stronger) |
| Problem loans | 0.81% | 0.68% (stronger) |
| Net charge-offs | 1.12% | 0.50% (stronger) |
| Return on assets | 0.54% | 0.95% (stronger) |
| Loans ÷ deposits | 86.6% | 54.7% (stronger) |
| Uninsured deposits | 13.3% | 11.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Credit Union has the higher TellerScore (74 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Prestige Community Credit Union leads on 0 and Members Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.