Side-by-side · Q2 2026 data
Prevail Bank vs Lakewood Credit Union
Metric by metric
| Measure | Prevail Bank | Lakewood Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 47 |
| Capital cushion | 76 (stronger) | 59 |
| Loan quality | 93 (stronger) | 36 |
| Earnings | 38 (stronger) | 3 |
| Funding & liquidity | 67 | 78 (stronger) |
| Problem-loan coverage | 98 (stronger) | 75 |
| Peer percentile | 74th | 7th |
| Total assets | $1.0B | $16.0M |
| Deposits / shares | $786.8M | $14.2M |
| Capital ratio | 12.60% (stronger) | 10.92% |
| Problem loans | 0.20% (stronger) | 1.91% |
| Net charge-offs | 0.00% (stronger) | 0.30% |
| Return on assets | 0.45% (stronger) | -0.42% |
| Loans ÷ deposits | 93.3% | 82.2% (stronger) |
| Uninsured deposits | 14.6% | 1.9% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | — |
Prevail Bank has the higher TellerScore (74 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Prevail Bank leads on 5 and Lakewood Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.