Side-by-side · Q2 2026 data
Prevail Bank vs Northwoods Community Credit Union
Credit union
Northwoods Community Credit Union
Park Falls, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Prevail Bank | Northwoods Community Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 76 (stronger) | 59 |
| Loan quality | 93 (stronger) | 81 |
| Earnings | 38 | 38 |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 74th | 40th |
| Total assets | $1.0B | $93.1M |
| Deposits / shares | $786.8M | $82.3M |
| Capital ratio | 12.60% (stronger) | 10.86% |
| Problem loans | 0.20% (stronger) | 0.58% |
| Net charge-offs | 0.00% (stronger) | 0.23% |
| Return on assets | 0.45% (stronger) | 0.44% |
| Loans ÷ deposits | 93.3% | 58.7% (stronger) |
| Uninsured deposits | 14.6% | 2.7% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | — |
Prevail Bank has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Prevail Bank leads on 5 and Northwoods Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.