Side-by-side · Q2 2026 data
Prime Financial Credit Union vs Ripco Credit Union
Metric by metric
| Measure | Prime Financial Credit Union | Ripco Credit Union |
|---|---|---|
| TellerScore | 55 | 62 (stronger) |
| Capital cushion | 51 (stronger) | 50 |
| Loan quality | 50 | 70 (stronger) |
| Earnings | 48 (stronger) | 38 |
| Funding & liquidity | 65 | 85 (stronger) |
| Problem-loan coverage | 76 | 87 (stronger) |
| Peer percentile | 12th | 26th |
| Total assets | $161.3M | $188.8M |
| Deposits / shares | $137.3M | $168.6M |
| Capital ratio | 10.09% (stronger) | 9.99% |
| Problem loans | 1.50% | 0.90% (stronger) |
| Net charge-offs | 0.84% | 0.54% (stronger) |
| Return on assets | 0.71% (stronger) | 0.45% |
| Loans ÷ deposits | 94.9% | 75.7% (stronger) |
| Uninsured deposits | 2.3% | 2.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.2% | — |
Ripco Credit Union has the higher TellerScore (62 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Prime Financial Credit Union leads on 2 and Ripco Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.