Side-by-side · Q2 2026 data
PrimeBank of Texas vs Vatat Credit Union
Metric by metric
| Measure | PrimeBank of Texas | Vatat Credit Union |
|---|---|---|
| TellerScore | 79 | 82 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 89 (stronger) | 73 |
| Funding & liquidity | 39 | 64 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 75th | 70th |
| Total assets | $279.7M | $11.0M |
| Deposits / shares | $244.2M | $8.7M |
| Capital ratio | 11.66% | 17.90% (stronger) |
| Problem loans | 0.00% (stronger) | 0.74% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.72% (stronger) | 1.33% |
| Loans ÷ deposits | 75.4% (stronger) | 78.0% |
| Uninsured deposits | 56.4% | 31.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vatat Credit Union has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), PrimeBank of Texas leads on 3 and Vatat Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.