Side-by-side · Q2 2026 data
Primetrust Financial Federal Credit Union vs First Trust Credit Union
Credit union
Primetrust Financial Federal Credit Union
Muncie, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Primetrust Financial Federal Credit Union | First Trust Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 63 |
| Capital cushion | 54 | 84 (stronger) |
| Loan quality | 71 (stronger) | 0 |
| Earnings | 56 | 72 (stronger) |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 88 (stronger) | 87 |
| Peer percentile | 37th | 29th |
| Total assets | $272.9M | $191.6M |
| Deposits / shares | $243.1M | $165.4M |
| Capital ratio | 10.37% | 13.44% (stronger) |
| Problem loans | 0.88% (stronger) | 3.08% |
| Net charge-offs | 0.24% | 0.00% (stronger) |
| Return on assets | 0.91% | 1.30% (stronger) |
| Loans ÷ deposits | 81.4% | 32.1% (stronger) |
| Uninsured deposits | 4.0% | 1.4% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.8% | — |
Primetrust Financial Federal Credit Union has the higher TellerScore (66 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Primetrust Financial Federal Credit Union leads on 2 and First Trust Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.