Side-by-side · Q2 2026 data
Primetrust Financial Federal Credit Union vs Indiana Members Credit Union
Credit union
Primetrust Financial Federal Credit Union
Muncie, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Primetrust Financial Federal Credit Union | Indiana Members Credit Union |
|---|---|---|
| TellerScore | 66 | 74 (stronger) |
| Capital cushion | 54 | 56 (stronger) |
| Loan quality | 71 | 84 (stronger) |
| Earnings | 56 | 64 (stronger) |
| Funding & liquidity | 79 | 90 (stronger) |
| Problem-loan coverage | 88 | 94 (stronger) |
| Peer percentile | 37th | 72nd |
| Total assets | $272.9M | $3.6B |
| Deposits / shares | $243.1M | $3.1B |
| Capital ratio | 10.37% | 10.56% (stronger) |
| Problem loans | 0.88% | 0.49% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.40% |
| Return on assets | 0.91% | 1.11% (stronger) |
| Loans ÷ deposits | 81.4% | 70.6% (stronger) |
| Uninsured deposits | 4.0% (stronger) | 11.5% |
| Offices | 4 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.8% | 14.1% |
Indiana Members Credit Union has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Primetrust Financial Federal Credit Union leads on 2 and Indiana Members Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.