Side-by-side · Q2 2026 data
Primeway Federal Credit Union vs Smart Financial Credit Union
Metric by metric
| Measure | Primeway Federal Credit Union | Smart Financial Credit Union |
|---|---|---|
| TellerScore | 60 | 69 (stronger) |
| Capital cushion | 78 (stronger) | 68 |
| Loan quality | 56 | 61 (stronger) |
| Earnings | 24 | 68 (stronger) |
| Funding & liquidity | 63 | 77 (stronger) |
| Problem-loan coverage | 84 (stronger) | 82 |
| Peer percentile | 21st | 48th |
| Total assets | $735.7M | $807.5M |
| Deposits / shares | $560.4M | $700.6M |
| Capital ratio | 12.81% (stronger) | 11.84% |
| Problem loans | 1.33% | 1.16% (stronger) |
| Net charge-offs | 0.79% | 0.54% (stronger) |
| Return on assets | 0.11% | 1.20% (stronger) |
| Loans ÷ deposits | 97.3% | 83.7% (stronger) |
| Uninsured deposits | 5.2% | 2.8% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.2% | 41.1% |
Smart Financial Credit Union has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Primeway Federal Credit Union leads on 1 and Smart Financial Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.