TellerScore

Primeway Federal Credit Union is a federal credit union headquartered in Houston, Texas, in business for about 89 years. At the end of Q2 2026 it reported $735.7M in total assets and $560.4M in member shares and deposits, with 6 offices.

Primeway Federal Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 21% of its 1,341 credit unions with $100 million – $1 billion. Among 380 credit unions headquartered in Texas, it ranks 290th. Problem-loan coverage contributes the most (84/100, 8.0%); earnings contributes the least (24/100, 0.11%).

TellerScore · Q2 2026

Scorecard

Capital cushion78/100
Net worth ratio: 12.81%
Loan quality56/100
Loans 60+ days delinquent ÷ total loans: 1.33%
Earnings24/100
Return on assets (annualized): 0.11%
Funding & liquidity63/100
Loans ÷ shares: 97.3% · 5.2% uninsured
Problem-loan coverage84/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.98%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (65 → 60), mostly because the loan quality component weakened by 10 points.

TellerScore
606468Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202463
Q4 202468
Q1 202563
Q2 202565
Q3 202562
Q4 202561
Q1 202662
Q2 202660
Net worth ratio
7.00%10.08%13.16%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.77%
Q3 202411.59%
Q4 202413.10%
Q1 202512.80%
Q2 202513.12%
Q3 202513.16%
Q4 202513.11%
Q1 202612.86%
Q2 202612.81%
Delinquent loans (60+ days)
0.91%1.13%1.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.97%
Q3 20241.02%
Q4 20240.91%
Q1 20251.06%
Q2 20251.03%
Q3 20251.35%
Q4 20251.35%
Q1 20261.30%
Q2 20261.33%
Return on assets
0.07%0.25%0.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.42%
Q3 20240.41%
Q4 20240.32%
Q1 20250.07%
Q2 20250.11%
Q3 20250.20%
Q4 20250.16%
Q1 20260.16%
Q2 20260.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$735.7M12.81%1.33%0.11%97.3%
Q1 202662$731.8M12.86%1.30%0.16%94.0%
Q4 202561$724.4M13.11%1.35%0.16%96.2%
Q3 202562$721.0M13.16%1.35%0.20%96.4%
Q2 202565$718.1M13.12%1.03%0.11%94.0%
Q1 202563$733.7M12.80%1.06%0.07%91.0%
Q4 202468$725.0M13.10%0.91%0.32%92.3%
Q3 202463$821.5M11.59%1.02%0.41%91.1%
Q2 202466$737.5M12.77%0.97%0.42%95.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.81%
68th
Problem loans1.33%
18th
Net charge-offs0.79%
16th
Return on assets0.11%
7th
Loans to deposits97.3%
5th
Uninsured deposits5.2%
58th
Loan-loss reserves0.00%
50th
Texas ratio8.0%
21st

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Generations Community Federal Credit UnionCredit union San Antonio, TX57 out of 100, Moderate$734.6M9.3%0.88%vs
Members Choice Credit UnionCredit union Houston, TX50 out of 100, Below average$720.9M7.8%0.77%vs
Abilene Teachers Federal Credit UnionCredit union Abilene, TX95 out of 100, Very strong$690.4M18.8%0.31%vs
Texell Credit UnionCredit union Temple, TX70 out of 100, Strong$801.0M10.5%0.60%vs
Smart Financial Credit UnionCredit union Houston, TX69 out of 100, Moderate$807.5M11.8%1.16%vs
Complex Community Federal Credit UnionCredit union Odessa, TX85 out of 100, Very strong$818.2M13.8%0.59%vs

Deposit insurance

Is my money safe at Primeway Federal Credit Union?

Yes. Primeway Federal Credit Union is a federally insured credit union (NCUA charter #2131). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.2% of shares and deposits ($29.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

6 locations

Branches

Primeway Federal Credit Union lists 6 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Primeway Federal Credit Union reported 618 home-loan applications under HMDA (LEI 549300H6M7CI9LXTKS03): 320 originated ($36,270,000 total), 167 denied, and 115 withdrawn or closed by the applicant. Its denial rate on decided applications was 33.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Primeway Federal Credit Union
Type
Federal credit union
NCUA charter #
2131
RSSD ID
219875
Primary regulator
NCUA
Established
1937
Headquarters
Po Box 53088, Houston, TX 77052
Employees
142

Quick answers

Primeway Federal Credit Union: common questions

Is Primeway Federal Credit Union NCUA insured?

Yes. Primeway Federal Credit Union is a federally insured credit union (NCUA charter #2131). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Primeway Federal Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Primeway Federal Credit Union have?

6 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Houston

InstitutionScoreAssetsCapitalProblem loansCompare
Local 24 Employees Federal Credit UnionCredit union Pasadena, TX98 out of 100, Very strong$13.6M21.0%0.26%vs
Corpus Christi Postal Employees Credit UnionCredit union Corpus Christi, TX96 out of 100, Very strong$17.1M20.3%0.00%vs
Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX96 out of 100, Very strong$5.4M21.6%0.52%vs
Schlumberger Employees Credit UnionCredit union Sugar Land, TX94 out of 100, Very strong$935.8M25.3%0.57%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs
Ila 1351 Federal Credit UnionCredit union La Porte, TX92 out of 100, Very strong$17.3M17.0%0.00%vs