Side-by-side · Q2 2026 data
Princeville State Bank vs Flora Bank & Trust
Metric by metric
| Measure | Princeville State Bank | Flora Bank & Trust |
|---|---|---|
| TellerScore | 46 | 68 (stronger) |
| Capital cushion | 42 (stronger) | 39 |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 78 (stronger) | 57 |
| Funding & liquidity | 86 (stronger) | 80 |
| Problem-loan coverage | 47 | 96 (stronger) |
| Peer percentile | 5th | 37th |
| Total assets | $124.4M | $126.0M |
| Deposits / shares | $102.6M | $117.2M |
| Capital ratio | 9.23% (stronger) | 8.94% |
| Problem loans | 6.42% | 0.23% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.04% |
| Return on assets | 1.46% (stronger) | 0.92% |
| Loans ÷ deposits | 67.4% | 53.0% (stronger) |
| Uninsured deposits | 20.9% (stronger) | 33.3% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Flora Bank & Trust has the higher TellerScore (68 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Princeville State Bank leads on 4 and Flora Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.