Princeville State Bank is a state-chartered bank (fed member) headquartered in Princeville, Illinois, in business for about 76 years. At the end of Q2 2026 it reported $124.4M in total assets and $102.6M in deposits, with 2 offices.
Based on its Q2 2026 filing, Princeville State Bank scores 46/100, which we describe as below average. That is higher than only 5% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 304th. Its strongest component is funding & liquidity (86/100; 67% loans-to-deposits, 21% uninsured), and its lowest is loan quality (0/100; 6.42%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (39 → 46), mostly because the earnings component improved by 47 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 56 |
| Q4 2024 | 56 |
| Q1 2025 | 54 |
| Q2 2025 | 39 |
| Q3 2025 | 43 |
| Q4 2025 | 48 |
| Q1 2026 | 48 |
| Q2 2026 | 46 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.56% |
| Q3 2024 | 9.06% |
| Q4 2024 | 9.18% |
| Q1 2025 | 8.56% |
| Q2 2025 | 9.06% |
| Q3 2025 | 9.28% |
| Q4 2025 | 9.05% |
| Q1 2026 | 9.28% |
| Q2 2026 | 9.23% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.38% |
| Q3 2024 | 0.68% |
| Q4 2024 | 0.66% |
| Q1 2025 | 0.58% |
| Q2 2025 | 3.92% |
| Q3 2025 | 3.78% |
| Q4 2025 | 3.68% |
| Q1 2026 | 3.51% |
| Q2 2026 | 6.42% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.28% |
| Q3 2024 | -0.11% |
| Q4 2024 | -0.21% |
| Q1 2025 | -1.06% |
| Q2 2025 | 0.27% |
| Q3 2025 | 0.75% |
| Q4 2025 | 1.53% |
| Q1 2026 | 1.43% |
| Q2 2026 | 1.46% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 46 | $124.4M | 9.23% | 6.42% | 1.46% | 67.4% |
| Q1 2026 | 48 | $120.4M | 9.28% | 3.51% | 1.43% | 66.9% |
| Q4 2025 | 48 | $121.0M | 9.05% | 3.68% | 1.53% | 62.8% |
| Q3 2025 | 43 | $115.3M | 9.28% | 3.78% | 0.75% | 64.0% |
| Q2 2025 | 39 | $108.1M | 9.06% | 3.92% | 0.27% | 62.7% |
| Q1 2025 | 54 | $112.3M | 8.56% | 0.58% | -1.06% | 57.3% |
| Q4 2024 | 56 | $109.9M | 9.18% | 0.66% | -0.21% | 56.6% |
| Q3 2024 | 56 | $114.0M | 9.06% | 0.68% | -0.11% | 55.0% |
| Q2 2024 | 55 | $113.1M | 9.56% | 1.38% | 0.28% | 60.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Chester National BankBank Chester, IL | 58 out of 100, Moderate | $125.7M | 6.0% | 0.00% | vs |
| Flora Bank & TrustBank Flora, IL | 68 out of 100, Moderate | $126.0M | 8.9% | 0.23% | vs |
| Midwest National BankBank Sandoval, IL | 38 out of 100, Low | $122.6M | 8.1% | 1.91% | vs |
| First Community Bank of Moultrie CountyBank Sullivan, IL | 74 out of 100, Strong | $119.7M | 9.1% | 0.10% | vs |
| American Metro BankBank Chicago, IL | 76 out of 100, Strong | $119.1M | 13.1% | 0.00% | vs |
| 1st Equity BankBank Skokie, IL | 85 out of 100, Very strong | $130.0M | 16.5% | 0.00% | vs |
Deposit insurance
Is my money safe at Princeville State Bank?
Yes. Princeville State Bank is an FDIC-insured institution (FDIC certificate #16900). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.9% of deposits ($21.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.23%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Princeville State Bank lists 2 offices in 2 cities. Most locations:
- Peoria, IL (1)
- Princeville, IL (1)
Identity & history
Profile
- Legal name
- Princeville State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 16900
- RSSD ID
- 670748
- Primary regulator
- FED
- Holding company
- 1870 Holdings Inc
- Established
- April 17, 1950
- Headquarters
- 142 E Main St, Princeville, IL 61559
- Website
- www.p-s-b.com
- Employees
- 19
Quick answers
Princeville State Bank: common questions
Is Princeville State Bank FDIC insured?
Yes. Princeville State Bank is an FDIC-insured institution (FDIC certificate #16900). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Princeville State Bank's TellerScore?
46 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Princeville State Bank ever failed?
There is no failure record for FDIC certificate #16900 in the FDIC failed bank list.
How many branches does Princeville State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Princeville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoria Fire Fighters Credit UnionCredit union Peoria, IL | 87 out of 100, Very strong | $4.6M | 28.2% | 0.00% | vs |
| Peoria Hiway Credit UnionCredit union Peoria, IL | 85 out of 100, Very strong | $6.6M | 13.7% | 0.14% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |
| Peoria City Employees Credit UnionCredit union Peoria, IL | 79 out of 100, Strong | $6.4M | 21.2% | 1.66% | vs |
| The First National Bank of LaconBank Lacon, IL | 78 out of 100, Strong | $103.7M | 11.8% | 0.14% | vs |
| State Bank of ToulonBank Toulon, IL | 77 out of 100, Strong | $343.4M | 10.5% | 0.13% | vs |