TellerScore

Side-by-side · Q2 2026 data

PrinsBank vs City & County Credit Union

Bank

PrinsBank

Prinsburg, Minnesota · $100 million – $1 billion

85of 100
Very strong

Credit union

City & County Credit Union

Saint Paul, Minnesota · $1 billion – $10 billion

76of 100
Strong

Metric by metric

MeasurePrinsBankCity & County Credit Union
TellerScore85 (stronger)76
Capital cushion7071 (stronger)
Loan quality90 (stronger)89
Earnings100 (stronger)45
Funding & liquidity7791 (stronger)
Problem-loan coverage98 (stronger)96
Peer percentile88th79th
Total assets$308.3M$1.2B
Deposits / shares$262.9M$1.0B
Capital ratio11.99%12.08% (stronger)
Problem loans0.29% (stronger)0.32%
Net charge-offs0.19% (stronger)0.20%
Return on assets2.99% (stronger)0.63%
Loans ÷ deposits68.0% (stronger)68.8%
Uninsured deposits29.0%6.7% (stronger)
Offices412
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

PrinsBank has the higher TellerScore (85 vs 76). On the 7 directional measures above (where higher or lower is clearly better), PrinsBank leads on 5 and City & County Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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