Side-by-side · Q2 2026 data
PrinsBank vs Premier Bank
Metric by metric
| Measure | PrinsBank | Premier Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 76 |
| Capital cushion | 70 (stronger) | 52 |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 77 (stronger) | 39 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 88th | 80th |
| Total assets | $308.3M | $1.2B |
| Deposits / shares | $262.9M | $1.0B |
| Capital ratio | 11.99% (stronger) | 10.24% |
| Problem loans | 0.29% | 0.00% (stronger) |
| Net charge-offs | 0.19% | -0.02% (stronger) |
| Return on assets | 2.99% (stronger) | 1.95% |
| Loans ÷ deposits | 68.0% (stronger) | 84.1% |
| Uninsured deposits | 29.0% (stronger) | 48.8% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.3% |
PrinsBank has the higher TellerScore (85 vs 76). On the 7 directional measures above (where higher or lower is clearly better), PrinsBank leads on 5 and Premier Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.