Side-by-side · Q2 2026 data
PrinsBank vs Topline Financial Credit Union
Metric by metric
| Measure | PrinsBank | Topline Financial Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 61 |
| Capital cushion | 70 (stronger) | 52 |
| Loan quality | 90 (stronger) | 71 |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 77 (stronger) | 66 |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 88th | 27th |
| Total assets | $308.3M | $1.1B |
| Deposits / shares | $262.9M | $966.4M |
| Capital ratio | 11.99% (stronger) | 10.16% |
| Problem loans | 0.29% (stronger) | 0.86% |
| Net charge-offs | 0.19% (stronger) | 0.37% |
| Return on assets | 2.99% (stronger) | 0.68% |
| Loans ÷ deposits | 68.0% (stronger) | 93.9% |
| Uninsured deposits | 29.0% | 5.1% (stronger) |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.6% |
PrinsBank has the higher TellerScore (85 vs 61). On the 7 directional measures above (where higher or lower is clearly better), PrinsBank leads on 6 and Topline Financial Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Champlin, MN