Side-by-side · Q2 2026 data
Priority Trust Credit Union vs First Central Credit Union
Metric by metric
| Measure | Priority Trust Credit Union | First Central Credit Union |
|---|---|---|
| TellerScore | 60 | 76 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 87 (stronger) | 35 |
| Earnings | 29 | 68 (stronger) |
| Funding & liquidity | 77 | 99 (stronger) |
| Problem-loan coverage | 78 | 85 (stronger) |
| Peer percentile | 21st | 68th |
| Total assets | $191.4M | $191.7M |
| Deposits / shares | $168.3M | $160.2M |
| Capital ratio | 9.41% | 16.35% (stronger) |
| Problem loans | 0.39% (stronger) | 1.95% |
| Net charge-offs | 1.92% | 0.75% (stronger) |
| Return on assets | 0.22% | 1.19% (stronger) |
| Loans ÷ deposits | 83.1% | 61.3% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 5.1% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.0% |
First Central Credit Union has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Priority Trust Credit Union leads on 2 and First Central Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.