Side-by-side · Q2 2026 data
Producers Bank & Trust vs Telcoe Federal Credit Union
Metric by metric
| Measure | Producers Bank & Trust | Telcoe Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 89 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 94 (stronger) | 52 |
| Funding & liquidity | 40 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 95th | 94th |
| Total assets | $213.2M | $503.4M |
| Deposits / shares | $159.6M | $423.1M |
| Capital ratio | 22.09% (stronger) | 20.21% |
| Problem loans | 0.00% (stronger) | 0.12% |
| Net charge-offs | 0.69% | 0.02% (stronger) |
| Return on assets | 1.86% (stronger) | 0.80% |
| Loans ÷ deposits | 95.7% | 37.0% (stronger) |
| Uninsured deposits | 37.3% | 13.5% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.2% |
Producers Bank & Trust has the higher TellerScore (90 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Producers Bank & Trust leads on 4 and Telcoe Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.