Side-by-side · Q2 2026 data
Producers Bank & Trust vs The Jefferson Bank
Metric by metric
| Measure | Producers Bank & Trust | The Jefferson Bank |
|---|---|---|
| TellerScore | 90 | 90 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 40 | 59 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 95th | 95th |
| Total assets | $213.2M | $210.8M |
| Deposits / shares | $159.6M | $174.8M |
| Capital ratio | 22.09% (stronger) | 16.65% |
| Problem loans | 0.00% (stronger) | 0.38% |
| Net charge-offs | 0.69% | -0.08% (stronger) |
| Return on assets | 1.86% | 2.22% (stronger) |
| Loans ÷ deposits | 95.7% | 89.7% (stronger) |
| Uninsured deposits | 37.3% | 25.5% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Producers Bank & Trust leads on 2 and The Jefferson Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.