Side-by-side · Q2 2026 data
Profed Federal Credit Union vs Communitywide Federal Credit Union
Credit union
Communitywide Federal Credit Union
South Bend, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Profed Federal Credit Union | Communitywide Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 57 |
| Capital cushion | 82 | 82 |
| Loan quality | 84 (stronger) | 18 |
| Earnings | 73 (stronger) | 46 |
| Funding & liquidity | 79 (stronger) | 78 |
| Problem-loan coverage | 95 (stronger) | 71 |
| Peer percentile | 82nd | 14th |
| Total assets | $763.5M | $873.9M |
| Deposits / shares | $657.2M | $752.5M |
| Capital ratio | 13.16% | 13.16% |
| Problem loans | 0.47% (stronger) | 2.45% |
| Net charge-offs | 0.10% (stronger) | 2.55% |
| Return on assets | 1.32% (stronger) | 0.65% |
| Loans ÷ deposits | 81.3% (stronger) | 82.0% |
| Uninsured deposits | 3.0% (stronger) | 11.0% |
| Offices | 13 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Profed Federal Credit Union has the higher TellerScore (82 vs 57). On the 6 directional measures above (where higher or lower is clearly better), Profed Federal Credit Union leads on 6 and Communitywide Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.