Side-by-side · Q2 2026 data
Profile Bank vs First Seacoast Bank
Metric by metric
| Measure | Profile Bank | First Seacoast Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 58 |
| Capital cushion | 43 (stronger) | 39 |
| Loan quality | 99 | 99 |
| Earnings | 30 (stronger) | 16 |
| Funding & liquidity | 78 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 29th | 16th |
| Total assets | $316.6M | $576.3M |
| Deposits / shares | $280.3M | $472.1M |
| Capital ratio | 9.27% (stronger) | 8.92% |
| Problem loans | 0.02% (stronger) | 0.03% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 0.25% (stronger) | -0.09% |
| Loans ÷ deposits | 70.7% (stronger) | 88.6% |
| Uninsured deposits | 25.7% (stronger) | 27.4% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.3% |
Profile Bank has the higher TellerScore (65 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Profile Bank leads on 6 and First Seacoast Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.