Side-by-side · Q2 2026 data
Profile Bank vs Saco Valley Credit Union
Metric by metric
| Measure | Profile Bank | Saco Valley Credit Union |
|---|---|---|
| TellerScore | 65 | 71 (stronger) |
| Capital cushion | 43 | 59 (stronger) |
| Loan quality | 99 (stronger) | 88 |
| Earnings | 30 | 55 (stronger) |
| Funding & liquidity | 78 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 29th | 54th |
| Total assets | $316.6M | $195.5M |
| Deposits / shares | $280.3M | $173.8M |
| Capital ratio | 9.27% | 10.90% (stronger) |
| Problem loans | 0.02% (stronger) | 0.36% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.25% | 0.88% (stronger) |
| Loans ÷ deposits | 70.7% (stronger) | 91.6% |
| Uninsured deposits | 25.7% | 8.9% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
Saco Valley Credit Union has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Profile Bank leads on 2 and Saco Valley Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.