Side-by-side · Q2 2026 data
Profile Bank vs The Millyard Bank
Metric by metric
| Measure | Profile Bank | The Millyard Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 59 |
| Capital cushion | 43 | 47 (stronger) |
| Loan quality | 99 (stronger) | 72 |
| Earnings | 30 | 46 (stronger) |
| Funding & liquidity | 78 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 29th | 17th |
| Total assets | $316.6M | $333.2M |
| Deposits / shares | $280.3M | $276.2M |
| Capital ratio | 9.27% | 9.70% (stronger) |
| Problem loans | 0.02% (stronger) | 0.85% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.25% | 0.64% (stronger) |
| Loans ÷ deposits | 70.7% (stronger) | 94.5% |
| Uninsured deposits | 25.7% | 17.8% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Profile Bank has the higher TellerScore (65 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Profile Bank leads on 3 and The Millyard Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.