Side-by-side · Q2 2026 data
Profinance Federal Credit Union vs Wayne County Federal Credit Union
Credit union
Profinance Federal Credit Union
Merrillville, Indiana · Under $100 million in assets
Credit union
Wayne County Federal Credit Union
Richmond, Indiana · Under $100 million in assets
Metric by metric
| Measure | Profinance Federal Credit Union | Wayne County Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 89 (stronger) |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 28 | 53 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 83 | 100 (stronger) |
| Peer percentile | 20th | 87th |
| Total assets | $15.0M | $13.5M |
| Deposits / shares | $11.8M | $11.5M |
| Capital ratio | 20.01% (stronger) | 14.28% |
| Problem loans | 3.79% | 0.00% (stronger) |
| Net charge-offs | -0.08% (stronger) | 0.00% |
| Return on assets | 0.21% | 0.82% (stronger) |
| Loans ÷ deposits | 56.6% | 41.6% (stronger) |
| Uninsured deposits | 2.9% | 0.1% (stronger) |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne County Federal Credit Union has the higher TellerScore (89 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Profinance Federal Credit Union leads on 2 and Wayne County Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.