Side-by-side · Q2 2026 data
Profinium, Inc. vs Citizens Bank Minnesota
Metric by metric
| Measure | Profinium, Inc. | Citizens Bank Minnesota |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 52 (stronger) | 43 |
| Loan quality | 96 | 99 (stronger) |
| Earnings | 57 (stronger) | 54 |
| Funding & liquidity | 73 | 78 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 50th | 43rd |
| Total assets | $533.1M | $596.0M |
| Deposits / shares | $455.1M | $498.7M |
| Capital ratio | 10.17% (stronger) | 9.33% |
| Problem loans | 0.13% | 0.02% (stronger) |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 0.92% (stronger) | 0.85% |
| Loans ÷ deposits | 85.5% | 80.5% (stronger) |
| Uninsured deposits | 16.5% (stronger) | 16.9% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Profinium, Inc. has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Profinium, Inc. leads on 4 and Citizens Bank Minnesota on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.